Copy.ai Pricing 2026: Chat, Growth and Enterprise Costs
Short answer: Copy.ai's Chat plan costs $29 a month, or $24 a month billed $288 a year, and covers 5 seats with unlimited chat words and models from OpenAI, Anthropic and Google. The workflow plans start at Growth, $1,000 a month billed $12,000 a year, and Enterprise is a custom quote. Prices verified on Copy.ai's pricing page in October 2026. There is nothing in between, and that gap is the whole story.
Copy.ai plans at a glance
| Plan | Price | Billing | Seats | Workflow credits a month | Cost per seat a month (our arithmetic) |
|---|---|---|---|---|---|
| Chat | $29 a month | Monthly | 5 | None listed | $5.80 |
| Chat | $24 a month ($288 a year) | Yearly | 5 | None listed | $4.80 |
| Growth | $1,000 a month ($12,000 a year) | Yearly | 75 | 20,000 | about $13.33 |
| Expansion | $2,000 a month ($24,000 a year) | Yearly, through the accounts team | 150 | 45,000 | about $13.33 |
| Scale | $3,000 a month ($36,000 a year) | Yearly, through the accounts team | 200 | 75,000 | $15 |
| Enterprise | Custom | Contract | Custom | Unlimited customizable workflows | Not published |
Every price read on copy.ai/prices on 28 October 2026. Cost per seat assumes every seat is filled.
The problem: a cheap plan, then a $1,000 jump
Copy.ai is no longer a copywriting app with a few price tiers. It now sells itself as a go-to-market AI platform: workflows that research accounts, enrich CRM records, process inbound leads and produce content at volume. The pricing page reflects that shift.
The entry plan is cheap and simple. Chat gives a small team a shared AI chat workspace with access to models from OpenAI, Anthropic and Google, for less than the price of one seat on many writing tools. What Chat does not list is workflow credits, which are what power Copy.ai's automations.
The next step up is Growth at $12,000 a year, about 42 times the yearly Chat price by our arithmetic. There is no $100 or $300 middle plan on the current pricing page. A team that wants to try Copy.ai's workflows has to commit to a yearly contract on Growth or talk to sales about Enterprise.
That makes Copy.ai two different purchases. For a marketing team that wants a shared AI writing assistant, it is one of the cheapest options around. For a company that wants AI workflows across sales and marketing, it is an annual platform deal.
How much is Copy.ai per seat?
On Chat, the 5 included seats bring the per-seat price down to $5.80 a month on monthly billing and $4.80 on yearly billing (our arithmetic: the plan price divided by 5). That only holds if you use all five seats; a solo user pays the full plan price.
The workflow plans cost more per seat because you are paying for credits as well as access. Growth works out to about $13.33 per seat a month across 75 seats, Expansion to the same figure across 150 seats, and Scale to $15 across 200 seats.
Take a 5-person marketing team, the scenario Chat is built for. On yearly billing, one Chat plan covers everyone. On monthly billing, the same team pays $348 a year (12 times the monthly price). Either way, it is less than a single seat on most marketing-focused AI writers.
Now take a 50-person go-to-market team that wants workflows. Growth is the only tier sized for it that you can start without the accounts team, and it is billed as one yearly contract. Spread across 50 people, that is $20 per person a month by our arithmetic, with 25 seats left unused.
Dupple data: Toolradar, our software directory, tracks 142 AI writing tools as of 28 October 2026, and the median cheapest paid plan among the 49 that publish a price is $19 a month (Toolradar AI writing ranking). Copy.ai's Chat plan comes in above that median for one person but well below it per seat once a team of five shares it.
What are Copy.ai workflow credits?
Workflow credits are the meter for Copy.ai's automations. Its pricing FAQ defines a credit as "a specific amount of computational power necessary to execute the tasks within a given workflow", such as generating content, running internet research or scanning websites.
A credit has no fixed value. Copy.ai says a credit's value depends on the complexity of the tasks, and a workflow with more steps and more generated content uses more credits. You can see the credits a run consumed in the workflow's side panel after it runs.
Bigger plans buy more credits per dollar. By our arithmetic, Growth gives 20 credits per dollar, Expansion 22.5 and Scale 25. Scale is 25% more credit-efficient than Growth, which matters only if your team will actually run that volume.
Two points to check before buying:
- Overage price. Copy.ai says you can add credits later and that its team will scope usage with you, but the pricing page lists no per-credit price for extra credits. Ask for it in writing.
- Credits per workflow. Because credit use varies by workflow, ask the sales team to run your two or three main workflows and tell you the credits each one used. Multiply by your monthly volume to see whether 20,000 credits is enough.
Is Copy.ai free?
No. The current pricing page shows a "Try for free" button but no free plan card, and Copy.ai's help center says the free plan was sunset and new users need to buy a plan. The cheapest way in is Chat on monthly billing at $29, which you can cancel.
Copy.ai's help center also notes that if you cancel, you lose access to the product; your projects and folders remain, but you cannot open them until you subscribe again. Export anything you need before you cancel.
If you only need occasional AI writing at no cost, our list of free AI writing tools compares tools with a free plan you can keep.
Is Copy.ai cheaper billed yearly?
Yes, on Chat. Yearly billing costs $288 against $348 for twelve monthly payments, a saving of $60 a year (our arithmetic). The pricing page labels the yearly option "20% Saving"; comparing $24 with $29 gives about 17%, so budget with the smaller figure.
The workflow plans are shown only with yearly billing. Growth, Expansion and Scale each list a monthly rate followed by a yearly amount billed up front, so there is no month-to-month way to use them.
One more difference to note: Copy.ai's older help-center pricing article describes an "Agents" plan at $249 a month for up to 10 seats and 10,000 workflow credits. The current pricing page does not show that plan, and Copy.ai's help center itself points to the pricing page for current prices, so treat the pricing page as the reference.
Copy.ai vs Jasper on price
For a small team, Copy.ai is far cheaper. Jasper Pro costs $59 per seat a month on yearly billing and includes one user, while Copy.ai Chat covers 5 seats for $24 a month on yearly billing. The trade-off is in what you get: Jasper builds brand voices, knowledge assets and marketing agents into its plans, while Copy.ai Chat is a shared chat workspace and its workflow credits start at Growth. Our Jasper AI pricing guide breaks down Jasper's plans and team costs, and our Jasper tutorial shows what those brand features look like in use.
For a wider field, our ranking of the best AI tools for copywriting and our guides to AI writing assistants and AI tools for content writing compare more options on price and fit. If your team writes mostly long-form posts, see our list of AI blog writers; for outreach copy, our guide to AI email writers.
Is Copy.ai worth it for a small marketing team?
Chat is worth it if your team wants a shared AI workspace with several model families and does not need brand-voice controls or automated workflows. At the yearly Chat price for five people, the risk is low, and it gives everyone the same projects and prompts.
Copy.ai is a weaker fit if your real goal is on-brand content at scale. Chat lists no workflow credits, so the automated content workflows sit in the platform plans, and the jump to Growth is a five-figure yearly commitment. Small teams that need those features may get more from a tool priced per seat.
If you are weighing Copy.ai's workflows against building your own automations, our breakdown of what an AI agent costs to build prices the custom route, and our AI marketing automation guide covers packaged alternatives.
The workflow plans are worth evaluating for go-to-market teams of 30 or more that will run the same research, enrichment or content workflows every week. At that size, the workflows replace repeated manual work rather than just helping someone write, which is what the yearly price is paying for.
The weaknesses to weigh honestly: no published price for extra credits, nothing between Chat and Growth, and yearly contracts on every workflow plan.
How we checked these prices
We read every plan, price, seat count and credit allowance on copy.ai/prices on 28 October 2026, plus Copy.ai's help-center articles on pricing, additional pricing questions and workflow credits the same day. Jasper's price comes from its own pricing page on the same date. Per-seat costs, yearly totals, savings and credits per dollar are our own arithmetic on Copy.ai's printed prices. We plan to recheck this page every 60 days. A version written for AI tool buyers is on AIpresso's Copy.ai pricing page, and Copy.ai's directory entry is on Toolradar.
FAQ
How much does Copy.ai cost per month?
Copy.ai Chat costs $29 a month on monthly billing or $24 a month on yearly billing ($288 a year), for 5 seats. The workflow plans start at Growth, $1,000 a month billed $12,000 a year. Prices read on Copy.ai's pricing page in October 2026.
Does Copy.ai have a free plan?
No. Copy.ai's help center says the free plan was sunset, and the pricing page shows no free plan card. The cheapest option is Chat on monthly billing.
How many users does Copy.ai Chat include?
Chat includes 5 seats, which works out to $4.80 per seat a month on yearly billing by our arithmetic. Growth includes 75 seats, Expansion 150 and Scale 200.
What does a Copy.ai workflow credit cost?
Copy.ai does not publish a fixed price per credit. Credits come bundled with the workflow plans, 20,000 a month on Growth, and each workflow run uses a varying number depending on its steps and output.
Can you pay for Copy.ai Growth monthly?
No. Growth, Expansion and Scale are each billed yearly in advance: $12,000, $24,000 and $36,000 a year respectively.
Is Copy.ai cheaper than Jasper?
Yes, for small teams. Copy.ai Chat costs $288 a year for 5 seats on yearly billing, while one Jasper Pro seat costs $59 a month on yearly billing. Jasper includes brand-voice and marketing agent features that Copy.ai's Chat plan does not list.
Bottom line
Copy.ai Chat is one of the cheapest ways to give a small marketing team shared access to several AI model families, at under $5 per seat a month on yearly billing. Copy.ai's real product, though, is its workflow platform, and that starts at $12,000 a year with no published overage price. Buy Chat if you want a shared assistant; get a workflow demo with your own use cases and a written credit estimate before you sign for Growth.
Cite this: Dupple, "Copy.ai Pricing 2026: Chat, Growth and Enterprise Costs", November 2026.
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