Pricing · October 2026
Xero pricing in October 2026
Xero's cheapest paid plan is Early at $27 per month per organization, billed monthly. Xero lists no free plan.
Pricing modelPer organization per month, with no per-user fees
Cheapest paid plan$27 per month per organization (Early, billed monthly)
Free planNo
Prices read14 Oct 2026
What Xero costs in October 2026
| Plan | Price | Billing | What it includes |
|---|---|---|---|
| Early | $27 per month per organization | Billed monthly. Promotional price: $5.40 per month for the first 3 months, for new US customers | Quotes and 20 invoices, 5 bills, bank reconciliation and a 30-day cash flow forecast. |
| Growing | $59 per month per organization | Billed monthly. Promotional price: $11.80 per month for the first 3 months, for new US customers | Everything in Early with invoices and bills beyond those caps, a 60-day forecast, dashboards and budgets. |
| Established | $97 per month per organization | Billed monthly. Promotional price: $19.40 per month for the first 3 months, for new US customers | Everything in Growing plus a 180-day forecast, KPI analysis, multiple currencies and project tracking. |
Source: xero.com/us/pricing-plans, read .
- Prices exclude taxes. Subscriptions renew monthly until cancelled, and the page lists no annual price.
- The introductory offer is 80% off the base plan for the first 3 months for new US customers buying their first organization on xero.com. The regular price then applies.
Extra costs on the Xero pricing page
- Xero Payroll, powered by Gusto: $36 a month plus $6 per employee or contractor
- Inventory Plus: $39 per month
- Auto-reconcile on the Early plan: $5 per month
Source: xero.com/us/pricing-plans, read .
More on Xero
For other options, see Xero alternatives. For features and fit, read the full Xero review.
Sources
Every price and plan detail on this page was read on the vendor's own pages. Dupple does not run hands-on tests; see the editorial policy for how pages are made.
- xero.com/us/pricing-plansread 14 Oct 2026
Xero pricing FAQ
How much does Xero cost?
Xero paid plans: Early at $27, Growing at $59 and Established at $97, per month per organization, billed monthly. Xero lists no free plan.
Does Xero have a free plan?
No. The Xero pricing page lists no free plan.
What extra costs does Xero have?
Xero Payroll, powered by Gusto: $36 a month plus $6 per employee or contractor; Inventory Plus: $39 per month; Auto-reconcile on the Early plan: $5 per month.
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